Unburdened Financial Planning

About Us

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Matthew R. Pogirski, CFP®, AAMS™

Founder, Unburdened Financial Planning

Matthew founded Unburdened Financial Planning after working at a large, nationwide broker-dealer where he provided sound financial advice but sensed something was missing. While he and his colleagues sought to serve clients well, much of the environment centered on production, comparison, and accumulation — how much was earned, how much was gathered, and how one measured up.


Over time, Matthew recognized that both clients and advisors were often driven by stress and performance rather than peace and identity. Conversations frequently focused on the what and how of financial planning, but rarely on the deeper why. He found himself striving for accomplishment rather than pursuing peace.


Determined to serve differently, Matthew established Unburdened Financial Planning as a fee-only, fiduciary firm focused on providing peace-centered, values-driven counsel.



Matthew earned his Bachelor of Science in Accounting from Liberty University in 2009 and his Master of Business Administration from Cedarville University in 2015. He completed his Certification in Financial Planning™ in 2025 and holds the CFP® and AAMS™ designations. His academic background and professional training equip him to deliver comprehensive financial planning grounded in technical excellence and long-term stewardship.


His planning process helps clients answer foundational questions:

  • Who is God?
  • What does God do?
  • Who am I in light of that truth?
  • And with those answers in mind — what should I do?


Through comprehensive, faith-driven financial planning, Matthew helps individuals and families steward their resources with clarity, conviction, and lasting peace.

Outside of the office, Matthew is a husband and father of two children and loves camping, skiing, traveling, playing with cars, and spending time with his family and church community group.

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Our Mission & Values

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Peace-Focused Planning

At UFP, it’s all about peace and freedom. Every plan aims to eliminate the stress of debt and help you find lasting financial confidence.

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Fiduciary Commitment

Being a fiduciary means always acting in your best interest. As a fee-only planner, I don’t accept commissions—so my advice remains truly unbiased.

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Client-Centered Counseling

Money is emotional. With my background in Christian counseling, I focus on understanding your story and goals, making the process as empathetic and supportive as possible.

Our Difference – Why We’re Not Like Other Advisors

Flat-Fee in a Commissioned World
Unburdened Financial Planning is the only flat-fee fiduciary planner in our local area. That means no product sales and no conflicts of interest—just honest, clear guidance.


No Minimums, All Are Welcome
There are no asset minimums or income requirements. Whether you’re just starting out, managing debt, or building wealth, you’re welcome here.


Unbiased Insurance Advice
We never sell insurance or investments. Recommendations—like choosing term life over expensive whole life—are made solely in your interest, with zero commission.

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