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Financial Planning Services

Investment Management & Financial Advice

Challenges for DIY Investors


Many people feel overwhelmed by information, market swings, and the fear of making costly mistakes. Emotional decisions and second-guessing can make it tough to stay on track. That’s where having an experienced guide brings clarity and peace of mind.


Fiduciary & Fee-Only Approach

Unburdened Financial Planning offers conflict-free investment advice. We don’t accept commissions—so our recommendations are always based on what’s best for you. Low-cost index funds and transparent guidance are our foundation.


Long-Term, Goal-Based Strategy
Your investment plan is matched to your goals and comfort with risk. We focus on diversification, appropriate asset allocation, and helping you avoid speculative risks or costly mistakes.


Biblically Responsible Options
If you prefer, your portfolio can reflect your faith and values—avoiding industries or investments that don’t align with your beliefs.

Why Investing Matters

Budgeting isn’t just about numbers on a spreadsheet—it’s about reclaiming peace of mind and aligning your money with your values. Many people struggle under the weight of debt and the uncertainty that comes from not knowing where their money goes each month. A thoughtful, personalized plan can relieve that pressure and give you the confidence to make decisions that feel right for your life. At Unburdened Financial Planning, it’s not a math conversation, it’s about peace and freedom.

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How We Help You Invest

Portfolio Review & Plan
We start by reviewing your current investments—401(k)s, IRAs, brokerage accounts, and more. You’ll receive clear recommendations for improvements, cost savings, and risk management.

Personalized Investment Recommendations
Clients in our Strategic Plan receive tailored portfolio allocations and specific fund or ETF suggestions for their unique situation.

0% AUM Portfolio Management
If you want ongoing management, we can take care of everything—without charging a percentage of assets. Portfolio management is included in your flat fee, which can save you thousands over time.

Ongoing Monitoring & Rebalancing
Your investments are reviewed regularly, with rebalancing and strategy updates as your life and the market change.

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faqs

FAQs About Investment

  • What do you invest in? Stocks, bonds, funds?

    Typically, a diversified mix of low-cost mutual funds or ETFs. No high-risk gimmicks—just proven, diversified strategies.

  • Will you manage my accounts for me?

    Yes, if you’d like. We offer fully managed portfolios for a flat fee, or you can implement our recommendations on your own.

  • Do you get any commissions from investment products?

    No. As a fee-only fiduciary, we receive zero commissions or kickbacks. Our investment recommendations are completely unbiased.

  • I’m new to investing—can you help beginners?

    Absolutely. We enjoy teaching new investors, starting with basics like setting up a Roth IRA or choosing a 401(k) allocation.

  • What does 0% AUM fee mean in practice?

    Whether you invest $50K or $500K, your fee stays the same with our Strategic or Legacy Plan. No percentages—just a flat monthly fee that includes everything.